Staff members and their dependants may enroll in StepUp 2 either:

1. During employment, to complement their existing group medical coverage with additional individual medical protection; or
2. Upon cessation of employment and inpatient coverage under HKU’s AIA Group Medical Insurance Scheme, to maintain continued medical protection after leaving the University or retiring.

StepUp 2 enables eligible members to maintain medical protection beyond their employment with the University and may continue even after their group medical coverage ceases, subject to the policy terms and conditions.

• Introduction Deck
• Official Brochure – Benefits Schedule and Premium Table (English / Traditional Chinese)

More information on StepUp 2 can be found at https://www.aia.com.hk/en/products/group-insurance/stepup-2-medical-protection-plan

Pre-existing conditions shall be covered under StepUp 2 if you have been continuously insured by HKU’s AIA Group Medical Insurance Scheme inpatient coverage (Plan 1-3) for a total of at least 12 consecutive months. If you have been covered by HKU’s inpatient coverage for less than 12 months, the remaining waiting period would be completed under StepUp 2.

If you were eligible for the University’s hospitalization benefits (Plan 1-3) on or before 31 August 2026, the 12-month waiting period for pre-existing condition coverage under the StepUp 2 policy shall be waived.

For current staff members and their dependants, the claim sequence will be:

1. HKU’s AIA Group Medical Insurance Scheme inpatient coverage (Plans 1-3)
2. HKU’s AIA Top-up Medical Insurance Scheme (if applicable)
3. StepUp 2

Please input your StepUp 2 policy number as you complete the HKU AIA Group Meidcal Insurance Scheme claim form.

For former staff:
StepUp 2 could be the first-claim product