Medical Insurance for Leavers and Retirees

Members may transfer to Bupa’s individual plan to ensure continued medical coverage upon cessation of their hospitalization coverage at the University. Members are advised to make appropriate arrangements within 2-3 months before the cessation of University service.

Transfer Eligibility

Dependants: At least 12 consecutive months membership in the Bupa Top-up Medical Insurance Plan

Staff Members (Entitled to the University’s Staff Medical Benefits Scheme Plan 1/2/3): At least 6 consecutive months of employment with HKU

Pre-existing Conditions

All pre-existing conditions which are payable under your Bupa group scheme shall be covered under this scheme’s Hospital and Surgical Benefit, Optional Supplementary Major Medical Benefit and Clinical Benefit (if applicable) if you have been continuously insured under a Bupa group scheme and/or Bupa VTop for a total of at least 12 consecutive months, with the exception of those specified under the General Exclusions of the Bupa VTop contract. Coverage for pre-existing conditions isn’t available for non-Bupa group scheme members.

Bupa VTop Health Insurance Scheme

• Scheme Brochure
• Application Form
• Schedule of Benefits
• Table of Subscriptions for New Enrollment