Catastrophic Insurance
IMPORTANT NOTE
Effective September 1, 2025, AXA shall replace BUPA to provide supplementary medical insurance (i.e. Catastrophic Insurance and Top-up Medical Insurance) for eligible university members under existing mode with the same eligibility criteria and similar benefits coverage. More information will be announced in due course on this webpage and through mass communication.
Should you have any queries, please email hro.healthcare@hku.hk.
The Policy
The University has delegated BUPA to provide all appointees (excluding dependents) eligible for hospitalisation benefits with catastrophic insurance. Purchased by the University, the catastrophic insurance underwritten by BUPA covers medical expenses of staff members (but not dependants) who are diagnosed with serious illnesses including all cancers (malignancies) and brain tumours (excluding carcinoma-in-situ), organ transplants and ultra-operations, etc subject to 90% reimbursement and a deductible of $100,000 which may be covered under the SMBS as appropriate. The additional benefits coverage ranges from $750,000 for Plan 1, $500,000 for Plan 2, and $250,000 for Plan 3. Members may transfer to Bupa’s individual plan to ensure continued medical coverage upon cessation of their hospitalization coverage at the University.
Transfer Options
Members may transfer to Bupa’s individual plan to ensure continued medical coverage upon cessation of their hospitalization coverage at the University.
Contact
If you have any questions, please contact a BUPA consultant.
Tel：(852) 2517 5928
Email：indsales@bupa.com.hk