Top-Up Medical Insurance Plan
ENROLMENT SHOULD BE MADE WITHIN THE FIRST MONTH OF JOINING HKU
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
About The Scheme
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
The University has arranged with Bupa to offer staff members the BUPA HKU Top-Up Medical Insurance Plan. The voluntary top-up medical insurance plan offers colleagues and/or their dependents the option of obtaining, at their expense, additional medical coverage to supplement the University’s Staff Medical Benefits Scheme at discounted rates.
Major Features:
- It covers the shortfall between the benefits entitlement under the University’s Staff Medical Benefits Scheme and the actual costs of reimbursable hospitalization/medical expenses, up to an overall annual limit of $750,000;
- There is an annual deductible of $7,500 for plan 1 and $3,750 for plan 2;
- For new members, pre-existing conditions will be covered after a one-year waiting period;
- Dependants must enroll at the same time as the staff member unless they are residing or receiving education overseas or they are covered by another medical insurance scheme operated by the spouse’s employer;
- Members may transfer to one of Bupa’s individual plans to ensure continued medical coverage upon cessation of their hospitalization coverage at the University
The Policy
Transfer Options
Members may transfer to Bupa’s individual plan to ensure continued medical coverage upon cessation of their hospitalization coverage at the University.
Contact
If you have any questions, please contact a BUPA consultant.
Tel：(852) 2517 5928
Email：indsales@bupa.com.hk
About The Scheme
Eligibility
This top-up medical insurance plan is open to:
| Staff | Aged 18 – 74 years (applicable to university staff members who are under Plan 1 or Plan 2 of Staff Medical Benefits Scheme) |
| Spouse | Aged 18 – 74 years |
| Children | Aged 15 days – 18 years old, or below 25 years if in full-time education |
You can access information about your medical benefits through HKU Portal. Please click here for guidance.
Policy Terms, Premium and Coverage
Useful Forms
| Forms Name | Download Forms |
|---|---|
| Application Form The completed application form should be submitted directly to BUPA at indsales@bupa.com.hk | Here |
| Health Declaration Form Applicable to new member aged 65 or above when applying for the top-up plan | Here |
| Application for Reimbursement of Hospitalization Expenses AND BUPA Hospital & Day Surgery Claim Form The completed application form should be submitted directly to UHS | Here |
Application Deadline
New staff members must enroll within one month of joining the University. Late application will not be accepted. The next enrollment date will be within the month of September in the following academic year.
Briefing Sessions Related Materials
| SESSION | SLIDES | RECORDINGS |
| FOR INTERESTED NEW JOINERS | HERE | <English Session> <粵語場次> |
| FOR EXISTING MEMBERS | HERE | <English Session> <粵語場次> |
Transfer Options
Members may transfer to Bupa’s individual plan to ensure continued medical coverage upon cessation of their hospitalization coverage at the University.
Contact
| BUPA | If you have any questions about the plan, please get in touch with a BUPA consultant. FOR INTERESTED NEW JOINERS Tel ：(852) 2517 5928 Email ：indsales@bupa.com.hk FOR EXISTING MEMBERS Tel ：(852) 2517 5899 Email：cs_retention@bupa.com.hk |
| University Health Service | For enquiries on medical reimbursement matters, please contact UHS. Tel：(852) 3917 2501/ 3917 2502/ 3917 2508 Email：uhealth@hku.hk |
| Human Resources Office | For enquiries on medical benefits entitlement, please contact respective HR manager serving your Faculty/Department ： Faculties Non-Faculty and Professional Services Units |
Participation is voluntary. Before joining, colleagues should carefully consider the policy terms and conditions and consult the insurer directly for advice. Information on this page is for reference only. In the event of any discrepancy, the final interpretation of the insurer shall prevail.
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02 Primary Care
Whether you are on or off-campus, you may access the University’s primary care services conveniently.
UHS Campus Clinic
General consultation, physiotherapy and dental care are provided to you and your dependents for free or at cost at the campus clinic.
Outside Panel Doctors Scheme
With well over 300+ clinic locations in Hong Kong, the Outside Panel Doctors Scheme provides general consultation to you and your dependents at discounted rates subsidized by the University.