05 Insurance Coverage
The University’s Insurance Model
Apart from the $400,000 hospitalization coverage under SMBS, the University has partnered with BUPA to extend it for expenses in excess of SMBS.
SMBS
Coverage: HKD 400,000
Catastrophic Insurance
Covers serious illnesses including all cancers (malignancies) and brain tumours (excluding carcinoma-in-situ), organ transplants and ultra-operations, etc.
Plan 1: HKD 750,000
Plan 2: HKD 500,000
Plan 3: HKD 200,000
(Acquired by the University)
Top-up Medical Insurance
Covers the shortfall in excess of the actual expense and SMBS coverage.
Coverage: HKD 750,000
(Voluntary)
Transferrability
Upon leaving or retiring from the university, you may also transfer to an individual policy offered by BUPA for lifelong protection.