TOTAL REWARDS
Medical Benefits
The University provides a holisitc range of medical benefits to you, your spouse and dependent children* based on your eligibility.
01 Eligibility
- Regulations
- Find my medical benefits
02 Primary Care
- UHS Campus Clinic
- Outside Panel Doctors Scheme
03 Secondary and Tertiary Care
- Specialist Consultation
- Maternity Care
- Hospitalization Coverage
- Reimbursement Procedures
04 Self-pay Schemes
- Self-pay Medical Scheme
- Self-pay Dental Scheme
05 Insurance Coverage
- Catastrophic Insurance
- Top-up Medical Insurance
- Transfer Options For Leavers and Retirees
01 Eligibility
The University’s medical benefits are governed under Regulations Governing The Staff Medical Benefits Scheme (SMBS).
02 Primary Care
Whether you are on or off-campus, you may access the University’s primary care services conveniently.
UHS Campus Clinic
General consultation, physiotherapy and dental care are provided to you and your dependents for free or at cost at the campus clinic.
Outside Panel Doctors Scheme
With well over 300+ clinic locations in Hong Kong, the Outside Panel Doctors Scheme provides general consultation to you and your dependents at discounted rates subsidized by the University.
03 Secondary and Tertiary Care
You and your dependents’ medical expenses for specialist consultation, maternity care and hospitalization are reimubrsable up to $400,000 per person per academic year.
04 Self-pay Schemes
Self-pay Medical Scheme
You and your dependents may also receive specialist consultation, Chinese Medicine Consultation, Physiotherapy, Diagnostic and imaging screening and more at fully self-pay preferential prices through external medical network providers.
Self-pay Dental Scheme
With a discounted annual fee, you and your dependents may enjoy one free scaling and unlimited dental services (selected items only) from one of the dental groups in Hong Kong.
05 Insurance Coverage
The University’s Insurance Model
Apart from the $400,000 hospitalization coverage under SMBS, the University has partnered with BUPA to extend it for expenses in excess of SMBS.
SMBS Coverage:
HKD 400,000
Catastrophic Insurance
Covers serious illnesses including all cancers (malignancies) and brain tumours (excluding carcinoma-in-situ), organ transplants and ultra-operations, etc.
Plan 1: HKD 750,000
Plan 2: HKD 500,000
Plan 3: HKD 200,000
(Acquired by the University)
Top-up Medical Insurance
Covers the shortfall in excess of the actual expense and SMBS coverage.
Coverage: HKD 750,000
(Voluntary)
Transferrability
Upon leaving or retiring from the university, you may also transfer to an individual policy offered by BUPA for lifelong protection.
*Please refer to the Staff Handbook for the definition of dependents.
Information listed herein is for reference only. The University reserves the right to revise its medical benefits from time to time.